Licensed Life & Health Insurance Agent

Coverage that fits your life, explained in plain English.

I help individuals, families, and small business owners find the right life and health coverage, with honest guidance, side-by-side comparisons, and zero pressure.

Licensed in 31 states
Same-day responses
Consultations always free
Oliver Claude Ware IV, Licensed Life & Health Insurance Agent
31 State Licenses
Verified & viewable below
Fast Replies
Call or text anytime
31
State Licenses
6
Coverage Lines
$0
Cost to Work With Me
1:1
Personal Guidance
About Me

Insurance shouldn't feel like a sales pitch.

I'm Oliver, a licensed life and health insurance agent based in South Florida. I got into this work because too many people are either overpaying for coverage they don't understand or going without coverage because the process feels overwhelming.

My job is simple: learn your situation, lay out your real options side by side, and let you decide. If a plan isn't right for you, I'll tell you, even when that means a smaller sale for me. You'll never pay me a dime. I'm compensated by the carriers, so my advice costs you nothing.

Whether you're self-employed, between jobs, running a small crew, or simply making sure your family is protected, I'm a text away.

1

Reach out

Call, text, or book a free 30-minute consultation. Tell me about your situation. There are no forms and no obligations.

2

Compare real options

I shop the market and send you a clear side-by-side comparison of premiums, deductibles, and what each plan actually covers.

3

Enroll with confidence

I handle the paperwork and remain your point of contact after enrollment for questions, claims, renewals, and everything in between.

What I Offer

Coverage for every stage of life.

From a first health plan to protecting a growing family, I'll help you find the right fit across six lines of coverage.

Term Life

Affordable protection that ensures your family is taken care of, including the mortgage, your income, and future plans.

Critical Illness

A lump-sum cash benefit paid directly to you after a covered diagnosis such as cancer, heart attack, or stroke, so you can focus on recovery instead of bills.

Supplemental

Fill the gaps in your primary coverage, from hospital stays to the out-of-pocket costs your main plan misses.

Vision & Dental

Standalone or bundled plans covering exams, glasses, cleanings, and major dental work for you and your family.

Basic Care

Budget-friendly plans covering everyday essentials such as doctor visits, prescriptions, and preventive care.

Accidental

Cash benefits paid directly to you if the unexpected happens, helping you cover bills while you recover.

Verified Credentials

Licensed across the country.

Don't take my word for it. Every gold state below is clickable, and tapping one opens my official, state-issued license.

31 Active State
Licenses
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
Licensed (click to view)
Not yet licensed
Florida resident license  #G321440
Client Words

People I've helped, in their own words.

Real conversations, real coverage, real peace of mind.

Get In Touch

Let's find your coverage.

Reach out however you're comfortable; a text is perfect. I personally answer every message.

Prefer to schedule?

Pick a time that works for you and we'll talk through your options. The call is 30 minutes, completely free, and carries no obligation.

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